Episode Summary
In this episode, Bernie welcomes back Jaskiran Mangat, the creator of Finance Therapy, to untangle the complex web of money, mental health, and how they shape our lives.
Jaskiran doesn’t just talk about money; she’s on a mission to help people heal their financial relationships while navigating the everyday stress of keeping a business afloat in tough times.
From the struggles of underrepresented founders to the stark realities of the UK’s cost-of-living crisis, this conversation gets straight to the heart of what’s holding people back—and how to move forward.
Timeline Highlights
[0:01] – Why money and mental health are the conversations no one wants to have but everyone needs.
[1:24] – How Jaskiran is building trust and community through Finance Therapy.
[4:35] – The cost-of-living crisis: what it’s doing to businesses and the people behind them.
[7:49] – Why funding still favors the privileged—and what needs to change.
[13:25] – Tackling bias in funding with Fearless Funding School.
[21:02] – Finance Therapy Circles: where money meets healing.
[24:41] – The power of diversity: creating spaces that welcome everyone.
Detailed Episode Breakdown
Money and Mental Health: Breaking the Silence
Talking about money is uncomfortable.
Jaskiran knows this better than most.
She’s spent years helping people unpack the fear, shame, and guilt that come with financial struggles.
In this segment, she explains why it’s so hard to address these issues—and why showing up consistently matters more than quick fixes.
The Reality Check: Cost of Living and Its Ripple Effects
From startups struggling to stay afloat to people moving back in with their parents to make ends meet, Jaskiran paints a vivid picture of what’s happening in the UK right now.
This isn’t just about numbers; it’s about the emotional toll and tough decisions that define everyday life in uncertain times.
Funding Inequality: Who Gets a Seat at the Table?
Jaskiran doesn’t hold back when it comes to calling out systemic bias in funding.
She breaks down the statistics (spoiler: they’re bleak) and offers actionable ideas for creating more inclusive opportunities.
Through her Fearless Funding School, she’s challenging the norms and helping funders rethink how they approach their investments.
Creating Safe Spaces: The Finance Therapy Circle
What if talking about money didn’t have to feel so heavy?
Jaskiran’s Finance Therapy Circles blend somatic practices with open, judgment-free conversations to create a unique healing space.
Whether you’re grappling with debt or trying to overcome generational financial trauma, these circles provide a rare opportunity to reflect and grow.
Authenticity Over Optics: Building Real Connections
Token diversity isn’t the answer, and Jaskiran is crystal clear about that.
In this part of the episode, she emphasizes the importance of using inclusive language, showcasing real impact, and building spaces where people truly feel seen and heard.
Links & Resources:
Jaskiran Mangat on Substack
Jaskiran’s Finance Therapy publication on Substack.
Join the Monthly Finance Therapy Circles on Luma
Connect with Bernie on LinkedIn
Connect with Jaskiran on LinkedIn
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